Aspiring Professional Models – Please Beware of Modeling Scams!
Filed under: Business, Employment, Legal, Sales & Marketing
*BE CAREFUL OF PHOTOGRAPHERS WHO WANT TO MANAGE/CHEAT YOU!
Ask them “what can you do for me that I CAN NOT DO FOR MYSELF?”
Ask to see and talk to their list of clients and models. Its very important. Ask their clients, “did you make any money with the work? approximately how much? what legitimate modeling work have you got?” If they condescendingly talk down to you or try to make you feel stupid, tell them to hit the road!
* Be careful of wanna-be managers and aggressive agents that want to manage you, or even worse an unexperienced friend trying to help that does not know how to manage, conduct business, read contracts nor has any idea how much a model should get paid or residually compensated. They can cause more harm then good. There are a lot of photographers that are very controlling and feel you need their approval before you shoot with anyone.
*Remember it’s QUALITY NOT QUANTITY. It does not matter how many pictures you have, it’s how, with just a few strong pictures you still make a good impression. Read more
How To Schedule Job Interview During The Weekdays When You Are On A Job Already?
Question: How to schedule a job interview during the week when you already have a job during business hours? I am employed but am looking for a new job. The problem is that most employers will only interview during business hours, so how are you supposed to get time off in the middle of the week, in the middle of the day to go to a job interview? And what if you have multiple interviews during the week? What are you supposed to tell your employer and/or future employer about scheduling?
Answer: This is a fairly common situation, but you have to manage it somehow. Don’t tell your employer about your job interviews, otherwise they will remove you asap anyway. Try to find out if they can meet you after work. If it’s not possible, schedule as late as you can and take medical leave.
If you don’t want to tell your current employer that you are looking for a job, try spacing out your interviews. If you have Personal Holidays or Annual Leave you can always take a day off for personal reasons. Remember that if you don’t make the effort, you will never get out of your current job.
What Questions to Ask the Employer during the Job Interview?
Question: Hi, I have a job interview next week, and I desperately want the job for various personal reasons. I understand its important to have a good positive discussion with the employer during the interview. What questions can you ask the employer during the job interview?
My job interview is for role of Manager of the Tech department of a local office store. I know they are going to ask me if I have any questions. What are the good things to ask them? And what should I avoid asking? Is it good to ask about opportunity for advancement, and/or getting raises, and/or benefits, and/or overtime?
Answer: You surely want to find out if the job is right for you. Here is a list of questions you should ask:
- What do you expect from a manager of the tech department?
- With whom would I be working with?
- What are the performance measurement criteria on the job?
- Who was the last person doing this job?
- What are the career growth opportunities?
- When do you expect to make a decision about the position?
You can also ask about the general policy for taking time off. It’s an important thing to know if you have kids.
Insurance & Financial Services Sales Job Interview Questions
Filed under: Employment, Insurance, Money & Finance, Sales & Marketing
Question: Hello, I have managed to get an interview for an insurance and financial services sales position, and now I want your help! New York Life, Prudential and Metlife want to interview me, but I don’t have financial experience. Can you please tell what kind of questions will be asked?
Answer: That’s good news. Here is a list of basic questions they will surely ask you:
• Have you ever been in sales before? If so, what was your closing ratio?
• What do you know about our company/products/industry?
• What is the most difficult problem you have ever solved?
• Explain a time when you have worked effectively under pressure.
• Explain something that you have attempted and failed. What did you do next?
• How do you feel that your personal or academic background fits with the position that you are seeking?
• What do you believe will be the biggest challenges of this position?
All the best!
What Are The Typical Job Interview Questions?
Question: Hi there, I have managed to get a job interview at Subway next week! How can I prepare well for it? If you have already been interviewed for Subway or any other retail chains, can you please tell me what questions you were asked? Also, what do I need to bring to the interview? What do I need to know? Please help me get the job!
Answer: For any interview, you will always have the same basic questions such as:
1. Why do you want to work with us?
2. What is your biggest strength?
3. What is your biggest weakness?
4. How do you deal with conflict? Can you give examples?(from home, work, school, etc.)
5. What do you know about the company?
Mistakes On Your Credit Report: How To Dispute Them?
Question: My credit reporting company has made a mistake on my credit report, and due to that mistake, suddenly I am not able to get the student loan from the bank which had agreed in principle till now. This student loan is much needed for my MBA program this year (at an ivy league b-school). As you probably know, this year banks seem to be using every opportunity to deny loans. Please help!
Answer: You can surely dispute mistakes on your credit report. Under the Federal Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (that is, the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under this law, contact the consumer reporting company and the information provider.
Step One
Tell the consumer credit reporting company, in writing, what information you think is inaccurate. Include copies (NOT originals) of documents that support your position. In addition to providing your complete name and address, your letter should clearly identify each item in your report you dispute, state the facts and explain why you dispute the information, and request for its removal or correction. You can enclose a copy of your report with the items in question circled. Send your letter by certified mail, “return receipt requested,” so you can document what the consumer reporting company received. Keep copies of your dispute letter and enclosures.
Read more
How to get Small Business Financing?
Filed under: Banking, Business, Employment, Money & Finance
Question: Can you please help me with any information regarding small business financing? I am trying to buy a franchise with a friend and my husband. We have a 4 year old bankruptcy and are looking for less than $75,000 to open. The problem is there are no tangible assets in the type of service business we are are planning to open. Are there any suggestions of lenders that may be willing to loan or a direction that we should go toward? Any suggestions are greatly appreciated. I am based in Michigan, USA. Thanks.
Answer: Since your question is specific in terms of investment needed and the kind of business you are getting into, here’s a source that may be able to point you in the right direction. And if you do decide to open this or any other business, they can provide useful info on how to do so.
Service Corps of Retired Executives (SCORE): A national organization sponsored by the Small Business Administration (SBA) of over 13,000 volunteer business executives who provide free counseling, workshops and seminars to prospective and existing small business people. There are 389 chapters nationwide. For more information, call them at 1-800-634-0245 or visit their web site at: http://www.score.org
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What is the difference between studying business, finance and accounting?
Question: What is the difference between studying business, finance and accounting?
Answer: Accounting is practice of tracking a business’s income and expenses and using those figures to evaluate its financial status which involves keeping a record of all financial transactions and then preparing financial statements such as balance sheets, income statements, cash flow statements, tax plans, etc. A basic understanding of Accounting is a must to be successful in understanding financial statements, and in being a business leader.
Study of finance teaches how to efficiently manage, and leverage, the financial resources (capital, illiquid assets like real estate, machines, etc), and to know analyze business risks vs returns. Furthermore, by studying finance, you will learn how to invest and how to raise money, and analyze the performance of investments and loans.
Study of business is a combination of accounting, economics, finance, marketing, legal/contracts, and organizational behavior. It enables you to understand all aspects of a business, which is essential for business success. You will learn from many real-life case studies about how business problems were solved.
Reference: GSIBM.com (Graham School of Investing and Business Management)
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